No annual fee.
Starting at $0 to get.
Typical home equity products can cost thousands of dollars to originate on top of the weeks-long process. Starting at $0 to get a card and as fast as 15 minutes.
Origination Fee
$0
Annual Fee
$0
Appraisal Fee
$0
Notary Fee
$0
Prepayment Penalty
$0
As fast as 15 minutes from start to finish.
Check Offer
Answer a few simple questions to quickly confirm your identity and home. Checking your offer does not affect your credit score.
Confirm Income
A flexible yet simple process to instantly verify your bank account or pay stubs. You pick which works for you. For some this step is automatically calculated.
Schedule Digital Signing
We seamlessly connect you with our notary to sign your documents entirely digitally. Credit approval required.
Save up to 50% interest.
Every month.2
Stop paying thousands a year in interest from your high interest debt, like a credit card or personal loan. See the savings on a $10,000 balance if paying off over 3 years.
| Nava | Capital One Platinum | Chase Freedom | BofA Cash Rewards | |
|---|---|---|---|---|
| Midpoint APR | 11.24% | 30.49% | 24.62% | 22.99% |
| Monthly Payment | $328.52 $278.26 | $427.20 $279.09 | $395.59 | $387.05 |
| Total | $11,826.90 | $15,379.35 | $14,241.28 | $13,933.62 |
| Additional Interest Paid | - | -$3,552.45 | -$2,414.38 | -$2,106.72 |
The Unnecessary Interest Paid is the interest we will save you over those banks. Estimate assumes no additional transactions are made and the suggested “monthly” payment is paid every month for 3 years. Paying only the minimum payment of 1% principal & interest increases the “Total” amount paid and will not pay off the balance in 3 years. See Minimum Payment Example for repayment using minimum payment.